Get a
quote
Details and documents - Surgery insurance
At Towergate MIA our experienced team of advisers know the
importance of being properly protected, which is why we don’t just
offer you a standard office policy or standard advice, but instead
have designed our surgery insurance around the needs of a busy
practice. Our wide-ranging surgery insurance can be tailored to
suit you and includes amongst others; buildings and contents,
business liabilities, vaccines and drugs, business interruption,
legal protection and loss recovery, as well as optional terrorism
protection.
What's included
- Employer's liability up to £10 million
- Public and products liability up to £2 million (higher limits
available at an increased premium)
- Business interruption up to £1.5 million
- Refrigerated drugs and vaccines included up to £10,000 with
drugs and vaccines outside of the fridge covered up to £7,500
- Trace and Access cover to help locate the source of an escape
of water
- Includes up to £250,000 legal protection for costs such as tax
investigations and jury service cover
- Additional costs incurred to locate the source of escape of
water up to £25,000
- Precious metals up to £7,500
- Personal effects of employees or visitors - up to £750
- Animals in custody or control - up to £30,000
- Accidental damage automatically included for buildings
- Cover for lamps, signs and nameplates included up to
£2,500
- Personal loss assessor service to assist you with claims over
£5,000
- Business interruption 12 months' indemnity
- Corporate manslaughter
- Assault by patients
Policy excess
- Standard excess is £100
- Subsidence excess is £1,000
- Glass excess is £50
Key exclusions
- War and nuclear risks
- Pressure waves (e.g. aircraft)
- Terrorism - unless the terrorism section of this policy is
active
Documents
Get a
quote