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Details and documents - Medical indemnity insurance
For many professionals, the prospect of a claim or allegation of
negligence is one of the most stressful professional situations and
can be quite daunting. Having professional medical indemnity
protection in place often eases this anxiety as well as providing
reassurance to clients.
Through our team of experienced advisers, our policies provide
cover and advice for allegations or claims of professional
negligence, as well as supplementary legal expenses and 24-hour
helplines, to help alleviate the personal and financial stress
of a claim or allegation.
What's included
- Claims made protection
- Subject to circumstances, advice, assistance and representation
for proceedings before a:
- Disciplinary committee of a
professional body e.g. GMC, GDC and the like
- Health authority or primary care
trust
- Health board or primary care
trust
- Service complaint proceedings or NHS
tribunal
- Inquest proceedings or fatal accident
enquiry
- Vicarious liability - included to protect you against claims
brought against you due to the actions or omissions of an
assistant, receptionist, or nurse employed or engaged by you and
acting under your instruction
- Legal counselling service - 24 hour helpline to provide
personal support in confidence whenever required
- Supplementary legal expenses insurance - to protect against the
cost of defending criminal prosecutions brought against you as a
result of your medical practice
Policy excess
- From £0 depending on the policy and level of indemnity
Key exclusions
- Claims or complaints which arise from treatment undertaken
under NHS Trust Indemnity or its equivalent, or where indemnity is
provided by an employer or under contract
- Claims or circumstances which you already know about when you
take out cover with us
- Claims that arise from any circumstance about which you have
previously notified a defence body or insurer
- Criminal acts
For further information on the policy specific to your
profession, please get in touch and speak to one of our experienced
advisors:
Get a quote