Call 0800 013 7777
Details and documents - Locum insurance
Staff absence can cause financial concerns and put pressure on
other members of staff. The security and peace of mind of locum
insurance can help ease this worry by providing a financial benefit
to either pay for the partners to cover the additional sessions or
for you to hire a locum to cover these sessions for you.
With a flexible range of cover, various excess periods including
0 weeks and flexible benefit amounts available, you should be able
to find the one that best suits your needs.
What's included
- Cover assurance - we cannot cancel, amend, decline to
renew or restrict due to claims or a variation in health
(Assured Locum only)
- Selectable benefit and excess levels‚ dependent on your
needs
- Capital and death benefits up to £100‚000
- Nil week excess available
- Reimbursement of 'waiting period' following an accident
The policy provides protection if an insured member is unable
to work due to
- Jury service - for up to 4 weeks
- Accident or illness anywhere in the world
- Family illness
- Adoption or paternity leave
- A skiing accident
- Pregnancy related illness (plus you'’ll also receive a one-off
£5‚000 payment on return to work following maternity leave)
- Stress and/or depression
- Suspension by the GMC, Trust or other regulatory body
Policy excess
- From nil weeks excess period
Key exclusions
- Any claim within 3 weeks of the start of the policy
- Medical conditions that have caused you to be off work for more
than 10 consecutive working days prior to the start of the
policy
- Suicide, intentional self-injury or the influence of alcohol or
drugs
- Some hazardous pursuits
Documents
Get a quote