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Details and documents - Laboratory insurance
Endorsed by the Dental Laboratories Association, the Towergate
MIA policy is designed specifically around the needs of dental
laboratories. Our wide-ranging laboratory insurance can be tailored
to suit you and includes amongst others; buildings and contents,
business liabilities, precious metals, business interruption, legal
protection and loss recovery, as well as optional terrorism
protection.
What's included
- Employer's liability up to £10million
- Public and products liability up to £2million (higher limits
available at an increased premium)
- Business interruption up to £1.5million
- Trace and access cover to help locate the source of an escape
of water
- Includes up to £250,000 legal protection for costs such as tax
investigations and jury service cover
- Additional costs incurred to locate the source of escape of
water up to £25,000
- Precious metals up to £7,500
- Personal effects of employees or visitors – up to £750
- Accidental damage automatically included for buildings
- Cover for lamps, signs and nameplates included up to
£2,500
- Personal loss assessor service to assist you with claims over
£5,000
Policy excess
- Standard excess is £100
- Subsidence excess is £1,000
- Glass excess is £50
Key exclusions
- War and nuclear risks
- Pressure waves (e.g. aircraft)
- Terrorism – unless the Terrorism Section of this policy is
active
Documents
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