FAQ - Charity and hospice insurance
Here are some of the questions we are often asked. If you can't
find the answer to your question, please call us on 01438
739 739 and speak to our experienced Hospice and Charities
team.
Do I need separate insurance for a fundraising event I'm
organising?
Most fundraising
events are automatically covered by this insurance, whilst for
others we may need additional information. When you begin planning
your event, give us a call on 01438 739 787 and we
can usually give you immediate advice on what we would need to
provide you with cover.
Are volunteers covered?
Yes, our definition
of an Employee includes both paid and volunteer members of staff
hence full cover is extended in respect to Employer's Liability
cover.
Do I need to extend my policy to cover the changes in the
Corporate Manslaughter Act?
No, you do not need
to extend your policy. Corporate Manslaughter has been included
within our policy since the Act came into force in 2008.
If we hire equipment such as porta loo’s for an event do we
need extra cover?
In terms of public
and employer's liability you are ok. For the equipment itself your
hire agreement will probably make you responsible for damage and
hire charges lost by the hire company because they can't hire the
equipment to other customers for a period of time. With our policy
you are automatically covered up to £7,500 worth of equipment plus
£10,000 for the hire company's continuing hire charges, so again
you will be ok unless you need higher limits covered, in which
case, please let us know.